Once you get into a personal injury accident, knowing if you need to tell all your medical history to the insurance company becomes a common question.
You might be misunderstanding that you do not have to disclose your prior medical conditions when seeking compensation. This is why you should get legal help from a lawyer. You can also contact RSH Legal – Iowa Personal Iwnjury Lawyers, who can guide you on how to proceed with your claim.
Hiding your prior medical conditions can affect your claim.
Many victims believe that if they disclose their old medical conditions, the insurance company might not consider offering compensation or deny it. However, this is not the truth. You are eligible to get monetary compensation even if your old injury is affected due to the effects of the current accident.
The doctor and the insurance company will question you about your medical conditions and they have all the rights to know whether you got injuries due to an existing condition or it is an entirely new injury.
When you hide your injuries, and the insurance company finds out later, this puts your personal injury claim in question. The company will also doubt whether you told the truth about other topics or not. Moreover, it will also delay the process as the insurance company will keep integrating your case until they are sure about everything.
Do you also need to disclose irrelevant prior injuries?
Let us take an example here. You might have injured your hip in the current accident, but you had a broken bone due to any reason previously. In this case, you might think the injuries are not co-related so there is no need to disclose it.
However, a lawyer will always suggest you disclose your injuries, even if it is not relevant to your existing ones. Hiding any past injuries can harm your claim and affect you adversely.
What information should I hide from them?
While it is important to be honest about injuries, it does not mean you have to share every detail with the insurance company. There are specifics that you should refrain from discussing with both your doctor and the insurance provider.
To determine what information is appropriate to disclose, it’s advisable to consult a professional for guidance. Your lawyer will prioritize your interests. Make sure you don’t take any actions that could potentially impact the outcome of your personal injury claim.